Investment Disclaimer

1. Not Financial Advice

PropClarity is a data analysis and visualization tool. The information, projections, metrics, and outputs provided through this Service — including but not limited to cash flow estimates, cap rates, debt service coverage ratios, cash-on-cash returns, and rental income projections — do not constitute financial advice, investment advice, tax advice, legal advice, or any other form of professional advice.

No content on this platform should be interpreted as a recommendation to buy, sell, hold, or invest in any property or asset class. PropClarity and its operators are not licensed financial advisors, brokers, dealers, or investment advisers.

2. Informational Purpose Only

All analysis outputs are provided for informational and educational purposes only. They are intended to help users organize publicly available and third-party data in a structured format to support their own independent research and decision-making.

PropClarity does not manage assets, execute transactions, hold funds, or take any action on behalf of users. Any investment decision you make based on data from this platform is your sole responsibility.

3. No Guarantee of Accuracy

Projections and estimates generated by PropClarity are based on algorithms, third-party data feeds, and user-provided assumptions. These outputs are inherently approximate and may not reflect actual market conditions, property-specific factors, or future performance.

PropClarity makes no representations or warranties — express or implied — regarding the accuracy, completeness, reliability, suitability, or availability of any analysis output. You should independently verify all figures before making any financial decision.

4. Third-Party Data

PropClarity sources data from third-party providers including Zillow, RentCast, and AirDNA. This data is provided to PropClarity under license agreements and is subject to the accuracy limitations of those providers. PropClarity does not independently verify third-party data and is not responsible for errors, omissions, or delays in that data.

Data availability varies by market. In some cases, PropClarity may use market-level averages as fallback estimates when property-specific data is unavailable. Such estimates will be clearly labeled as approximate.

5. Market Conditions

Real estate markets are dynamic and subject to rapid change. Interest rates, local regulations, short-term rental ordinances, neighborhood trends, economic conditions, and property-specific factors can all materially affect investment performance. PropClarity analyses reflect a snapshot in time and do not account for future changes in market conditions. Projections should be treated as illustrative scenarios, not forecasts or guarantees.

6. Consult a Professional

Before making any real estate investment decision, you should consult with qualified professionals, which may include:

• A licensed real estate agent or broker familiar with the target market
• A certified financial planner or investment adviser
• A licensed mortgage broker or lender for financing guidance
• A certified public accountant (CPA) for tax implications
• A real estate attorney for contract and legal review
• A local property manager for operational cost estimates

Professional guidance is especially important for short-term rental strategies, where local ordinances, HOA rules, and licensing requirements vary significantly by jurisdiction and change frequently.

7. Past Performance

Historical rental rates, occupancy levels, and property appreciation figures referenced within PropClarity analyses are based on past market data. Past performance is not indicative of future results. Markets that have historically performed well may underperform in the future, and markets with lower historical performance may improve. No reliance should be placed on historical data as a predictor of future returns.

8. Investment Risk

Real estate investment involves substantial risk. You may lose some or all of your invested capital. Risks include but are not limited to:

• Property value depreciation
• Extended vacancy periods
• Unexpected repair and maintenance costs
• Regulatory changes affecting rental operations
• Rising interest rates increasing debt service costs
• Natural disasters, environmental hazards, or local disasters
• Tenant default or property damage
• Changes in local economic conditions or employment

9. No Fiduciary Duty

PropClarity does not act as your fiduciary. We have no legal obligation to act in your best interest or to prioritize your financial wellbeing in the design or delivery of our Service. The platform is provided on an arm-length, subscription basis, and no fiduciary, advisory, or agency relationship is created by your use of PropClarity.

10. Changes to This Disclaimer

We may update this Investment Disclaimer from time to time to reflect changes in our Service, applicable laws, or regulatory guidance. The updated disclaimer will be posted at this URL with a revised effective date. Your continued use of the Service after any changes constitutes your acceptance of the revised disclaimer.

11. Contact

If you have questions about this Investment Disclaimer, please contact us at legal@propclarity.com.